MLRO

MoonPay is a regulated fintech operator building infrastructure for value movement across crypto, stablecoins, and tokenized assets. The company serves 30 million customers and 500+ ecosystem partners globally, with licensing across the US, UK, EU, Canada, and Australia. MoonPay is recognized as one of the top crypto service companies by Fortune and ranks among the best startup employers in America.

We're hiring a Money Laundering Reporting Officer to join our International Compliance team in London on a hybrid basis. You'll hold the SMF17 Senior Management Function and anchor our anti-money laundering, counter-terrorist financing, and client asset protection frameworks as we pursue full FSMA authorisation from the FCA. This is a leadership role that combines strategic influence with hands-on regulatory work.

What You'll Do

• Serve as the appointed MLRO for MoonPay UK, ensuring compliance with the Proceeds of Crime Act, Money Laundering Regulations, and related legislation under SMF17.
• Build and continuously strengthen our AML/CTF framework, policies, and procedures tailored to the UK market.
• Investigate suspicious activity, prepare Suspicious Activity Reports (SARs) to the National Crime Agency, and lead the review process end-to-end.
• Own the client asset protection (CASS) framework, safeguard customer funds and assets, and be prepared to hold the CASS Prescribed Responsibility.
• Design and deliver AML/CTF and CASS training across the business, embedding a culture of compliance throughout.
• Engage directly with the FCA, external auditors, and senior stakeholders on regulatory matters.
• Partner with global compliance, legal, and risk teams across jurisdictions to maintain consistency while meeting UK-specific requirements.
• Contribute to our FSMA authorisation programme through regulatory submissions and supporting documentation.

What You'll Bring

• Minimum five years as a registered MLRO or senior compliance officer in financial services, fintech, or crypto, with FCA SMF17 approval capability.
• Deep expertise in UK AML/CTF regulations, CASS rules, and the broader financial services regulatory landscape.
• Proven track record engaging with regulators, drafting detailed reports, and leading AML/CTF audits.
• Strong leadership presence and communication skills across multiple functions and geographies.
• Breadth of compliance knowledge and genuine appetite to expand your remit as the business grows.
• Real passion for crypto, fintech, and financial inclusion.

Nice To Have

• Prior experience at a cryptoasset or payments firm navigating FCA registration or authorisation.

What We Offer

• Hybrid working in London, with no relocation available.
• Full-time role at a high-growth company recognised by Forbes and The Sunday Times as a top place to work.