Specialist, Global KYC & Due Diligence

Ripple is a blockchain and cryptocurrency company transforming how value moves across the global financial system. The company works with financial institutions, governments, businesses and developers to modernize payment infrastructure and create economic opportunity worldwide. You'd be joining a growing, mission-driven organization that values both impact and career development.

The Legal team is expanding its Global AML & Sanctions Compliance division and needs a Due Diligence Specialist to join based in London. In this role, you'll assess regulatory, reputational and sanctions risks tied to Ripple's institutional clients, counterparties and business partners. You'll report to the Manager of Global AML & Sanctions Due Diligence and work across the company to ensure adherence to Anti-Money Laundering regulations, the Bank Secrecy Act, USA PATRIOT Act requirements and economic sanctions frameworks.

Your day-to-day responsibilities include

• Performing corporate due diligence reviews to support Ripple's business engagements globally
• Conducting Customer Due Diligence and Enhanced Due Diligence (EDD) assessments for prospects onboarding to US and non-US regulated subsidiaries
• Analyzing Know Your Customer (KYC) profiles and assigning risk ratings according to company policy
• Running watchlist screening and negative news checks, escalating findings that require follow-up
• Researching and gathering information from multiple public sources and databases
• Spotting gaps in available information and suggesting next steps to address them
• Documenting your analysis clearly and communicating conclusions and action items to management and relevant teams promptly
• Conducting periodic reviews of existing customers based on their risk classifications
• Supporting the Due Diligence Manager on special projects and compliance initiatives

You bring at least 3-4 years working in AML, OFAC or sanctions screening. You have solid knowledge of AML and OFAC regulations and the tools used to enforce them. Your research abilities are strong, your reports are clear and well-organized, and you work effectively with minimal supervision while collaborating well in a team setting. You're detail-oriented and naturally curious about digging into information.

Nice to have

• CAMS certification
• Fluency in languages beyond English
• Background in FinTech or cryptocurrency

What we offer

• Competitive salary, performance bonuses and equity
• Comprehensive health coverage (physical and mental), retirement benefits, family formation support and family assistance programs
• Flexible office schedule with managers and teams deciding together on 10+ days monthly in-office
• R&R days for rest and recovery, generous wellness reimbursement with onsite and virtual programming, and flexible vacation managed with your manager
• Industry-leading parental leave and family planning benefits, plus mobile phone stipend and employee giving match